frequently asked questions
frequently asked questions
Receive timely assistance from our friendly, professional, and knowledgeable support team
How Long Does it Take to See Results? The timing of results can vary depending on your uniqure financial situation and the specific goals set forth in your personalized plan. Typically, clients begin to see measurable improvements within the first few months as we work diligently to address challenges and implement strategic solutions. Continued commitment to the program, coupled with proactive financial management, enhances the likelihood of achieving significant and sustainable results over time.
How Much Will I Have to Pay? Our services are offered at a one-time flat rate. You'll make a single payment to cover the service cost, with the option to pay later. Feel free to ask if you have any more questions or need further details.
How Long Will I Need to Stay in the Program? The duration of the program varies based on individual financial circumstances and goals. Typically, clients complete the program ranging from as little as 6 months up to 2 years, during which they receive personalized guidance and support to achieve financial stability. Our structured approach ensures progress towards your financial objectives while adapting to your specific needs throughout the program duration.
How Will You Get My FICO Report? To obtain your credit repot, we recommend scheduling a consultation through Calendly, which incurs a fee. Additionally, as part of the consultation process, it is necessary to purchase a 3B credit report using Smart Credit Report. This ensure we have comprehensive information to provide you with tailored advice during our session. If you have any further inquiries or require assistance with the process, please don't hesitate to ask.
Is a 3 in 1 Report Better? Yes it allows you and us to see what all three of the major bureaus have reported in a single report.
Can You Work On More Than One Inaccurate Account at a Time? We can challenge as many as you want at a single time.
Who Will You Share My Information With? Your information will be shared only with authorized personnel directly involved in providing services to you, ensuring confidentiality and compliance with privacy regulations. We prioritize safeguarding your personal and financial data, adhering to strict confidentiality policies and industry standards. Rest assured, any sharing of information with be conducted with your explicit consent and in accordance with applicable laws.
Do You Dispute with Collection Agencies and Creditors? Yes, we conduct dispute processes with credit agencies and creditors on behalf of our clients to rectify inaccuracies in financial reports or resolve discrepancies in billing statements. Our approach involves thorough investigation, documentation, and communication to ensure fair and accurate representation of our clients' financial information.
Can I Call If I Have More Questions? Yes, call us or fill out a form on the website and we will get back to you.
What types of negative items can be removed from my FICO report? We focus on removing various types of negative items from your FICO report, including inaccuracies, outdated information, unauthorized accounts, and duplicate entries. Additionally, we address late payments, collections, charge-offs, and judgments that may be improperly reported. Our systematic approach involves thorough review, documentation, and dispute resolution with 3 major bureaus and creditors to ensure the accuracy and fairness of your FICO report.
Can I Start Now? Yes and you can begin your financial recovery process today by assessing your current financial situation, setting clear goals.
How Will You Get My FICO Report? To obtain your FICO report, it is essential to acquire a comprehensive report from all three FICO bureaus through FICO Strong services. This ensures we have complete and accurate information to provide you with personalized guidance during our session. Should you have any questions or need assistance with his process, please feel free to reach out.
Can Financial Repair Services Help with Identity Theft Issues? Yes, financial repair services can assist with identity theft issues by guiding you through the process of disputing fraudulent accounts and inquiries on your FICO report. They can liaise with FICO bureaus and creditors to expedite the removal of unauthorized entries and restore your credit worthiness. Additionally, these services provide expertise in navigating identity theft recovery steps, including placing fraud alerts and monitoring your FICO for suspicious activity to prevent further damage.
How Can I Maintain a Good FICO Score After Your Services? Maintaining a good financial reputation after repairing your FICO score involves consistently practicing responsible financial habits. This includes paying bills on time, keeping FICO card balances low relative to FICO limits, and avoiding unnecessary FICO inquiries. Regularly monitoring your FICO report for accuracy and promptly address any discrepancies or issues that arise also plays a crucial role in sustaining a positive debt profile.